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Insurance Scheme : Now the tension of retirement is over! You will get 30 lakhs in just 1000 rupees in the post office scheme

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Insurance Scheme : Now the tension of retirement is over! You will get 30 lakhs in just 1000 rupees in the post office scheme
Insurance Scheme : Now the tension of retirement is over! You will get 30 lakhs in just 1000 rupees in the post office scheme

Post office insurance plan is a better option than private companies, which offers low premium and high bonus. An investment of Rs 10 lakh gives a return of Rs 30 lakh. It is safe and also gives tax exemption.

If you are thinking of getting insurance, then this news is very useful for you. Nowadays, while many private insurance companies charge high premium and give less benefits, the Post Office Insurance Scheme (Postal Life Insurance) has emerged as a reliable and beneficial option for the people.

Not only is the premium low in this scheme, but the annual bonus is also much higher than other companies. This is the reason why people are now increasingly attracted to the Post Office Insurance Scheme.

More bonus, more benefit

Manoj Kumar Lashkar, Post Superintendent of Sitamarhi Head Post Office, said that the rate of annual bonus in Postal Life Insurance ranges from ₹ 42 to ₹ 75 per thousand rupees. Whereas other insurance companies give bonus up to a maximum of ₹ 38 per thousand rupees. This means that by getting insurance from the post office, people can benefit by lakhs of rupees in the long run, which is much more than private companies.

Investment of 10 lakh, return of 30 lakh
Suppose a person takes an insurance policy of ₹10 lakh from the post office at the age of 19 and pays only ₹1000 premium every month. By the age of 60, he deposits a total of ₹10 lakh. But when the policy matures, he can get up to ₹30 lakh. This profit is due to the bonus received every year. That means you can get Rs 30 lakh on retirement

Safe investment, tax exemption and loan facility
The post office insurance scheme is completely safe because it is run by the Government of India. It also provides the facility of taking a loan after 3 years. Apart from this, facilities like tax exemption and policy transfer make it even more useful. Postal Superintendent Manoj Lashkar said that the post office is running a campaign to make people aware in rural and urban areas, so that more and more people can join this beneficial scheme.

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