LIC offers various schemes, which are helpful in creating a huge fund for the future. In such a situation, if you are also planning for retirement, then this scheme of LIC can be beneficial for you. Under this scheme, you can get a pension of Rs 12 thousand per month
LIC offers various schemes, which are helpful in creating a huge fund for the future. If you are planning for retirement, then this scheme of LIC can be beneficial for you. By investing in this scheme, you can get a monthly pension of Rs 12 thousand after retirement.
We are talking about LIC Smart Pension Scheme. Nowadays everyone has started planning for retirement in advance, so that they do not have to depend on anyone in old age. If you are planning for retirement, then LIC Smart Pension Plan can be a better option.
What is LIC Smart Pension Plan?
Let us tell you that LIC Smart Pension Plan is specially designed for retirement. By investing under this scheme, a fixed income will keep coming to your account even after retirement.
How to get 12 thousand rupees pension?
If you want to avail the benefit of pension of 12 thousand rupees, then you have to invest at least 1 lakh rupees under LIC Smart Pension Plan. After which you will get 1000 rupees every month in retirement. At the same time, you can get 3000 rupees as pension in three months.
Apart from this, if you take pension after 6 months, then you will get Rs 6000 as pension. Similarly, if you claim for pension after every one year, then you will get Rs 12,000 as pension. A joint account can be opened under this scheme. So in such a situation, if one person dies, then the other person can take advantage of this scheme.
At the same time, the benefit of annuity is also available in this scheme.
How to apply-
If you want to apply in LIC’s Smart Pension Plan Scheme, then you can apply by visiting the official website of LIC.
Apart from this, you can also apply in the scheme offline through LIC Agent. At the same time, the scheme can also be applied with the help of Common Public Service Center.
Apart from this, every employed person is given pension after retirement under EPFO. The money received under EPFO is deducted from your salary every month in the form of PF.
At the same time, you can also get the benefit of pension through NPS and UPS.
