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LIC Policy: Good News! Get 36000 return every year till the age of 100 by depositing Rs 45 daily, know immediately

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LIC Policy: Good News! Get 36000 return every year till the age of 100 by depositing Rs 45 daily, know immediatelyLIC Policy: Good News! Get 36000 return every year till the age of 100 by depositing Rs 45 daily, know immediately

LIC Jeevan Umang Policy: The country’s largest insurance company has a full range of insurance plans for all ages and categories of people. LIC policies are preferred among Indians who prefer to invest in risk free assets.

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LIC Big Policy: Life Insurance Corporation of India or LIC is most popular among Indians in terms of buying an insurance policy. Because of this, LIC has made different policies for different categories. The country’s largest insurance company has a full range of insurance plans for people of all ages and categories. LIC policies are preferred among Indians who prefer to invest in risk free assets. Bank FDs and post office savings schemes as well as LIC are popular due to low risk and high returns.

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LIC’s Jeevan Umang plan: LIC’s Jeevan Umang plan is like a combo pack of income and security. That is, both meet in this. The plan offers annual benefits from the end of the premium paying term to maturity and a lump sum amount at the time of maturity or on the death of the policyholder during the policy term. According to the company,LICJeevan Umang is a non-linked, participating, individual, whole life insurance plan that provides a combination of income and protection to your family.

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Jeevan Umang Policy Premium

If you sign up for LIC Jeevan Umang policy at the age of 26 for an insurance cover of Rs 4.5 lakh, you will have to pay around Rs 1,350 per month. It is around Rs 45 per day. In this way your premium will be Rs 15,882 in one year and your premium payment in 30 years will be Rs 47,6460.

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A total amount of Rs 36 lakhs

After you have paid your premiums without any interruption for 30 years, LIC will start collecting Rs 36,000 per annum as return on your investment from 31st year onwards. In this way, if you keep taking a return of 36 thousand rupees every year from the 31st year of investment to the age of 100, then you will get an amount of about 36 lakh rupees.

Benefits of LIC Jeevan Umang Policy

On taking this policyIncome TaxTax exemption is also available under section 80C of the Act. The Basic Sum Assured under LIC Jeevan Umang policy is Rs 2 lakh. If the policyholder dies before the age of 100 years, the nominee will be paid a lump sum amount, which they can also choose to take in installments. If the policyholder survives till the age of 100 years till the end of the premium paying term, provided the policy is in force, a benefit equal to 8 percent of the Basic Sum Assured will be available each year. Jeevan Umang policy can be availed for four premium terms – 15 years, 20 years, 25 years and 30 years.

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