To become a Bima Sakhi, the age of the woman must be between 18 and 70 years and the minimum educational qualification must be 10th pass. Also, close relatives of existing LIC agents or employees cannot apply for this scheme.
Life Insurance Corporation of India (LIC) has launched the Bima Sakhi Yojana with the aim of financially empowering women and bringing insurance services to rural India. This scheme was launched by Prime Minister Narendra Modi on December 9, 2024 in Panipat, Haryana. This scheme is specifically for women who are 10th pass and want to make a difference in their community.
Objectives and Benefits of the Scheme: Through the Bima Sakhi Scheme, LIC trains women from rural areas and prepares them as insurance agents. Its main objective is to make women self-reliant and provide them with a permanent source of income. Under the scheme, selected women will be given special training for three years. A monthly stipend of Rs 7,000 will be given in the first year, Rs 6,000 in the second year and Rs 5,000 in the third year. Thus, they get a total financial assistance of more than Rs 2 lakh in three years.
In addition, women can earn a commission of up to Rs 48,000 in the first year itself by selling policies. On completion of the training, they will be provided with a Bima Sakhi certificate and LIC agent code, so that they can officially work as LIC agents.
How to apply for Bima Sakhi Yojana: Under this scheme, women are taught every detail related to insurance. Such as financial literacy, customer communication skills, policy sales strategies and networking. Notably, the selected women will get the opportunity to work in their own village or city, so that they do not have to go out and get a job.
Eligibility for Bima Sakhi Scheme: To become a Bima Sakhi, a woman should be between 18 and 70 years of age and the minimum educational qualification should be 10th pass. In fact, close relatives of existing LIC agents or employees cannot apply for this scheme. To apply, women have to go to the LIC website, click on the Bima Sakhi Scheme link and fill in the required information. This scheme has not only provided economic opportunities for women but is also a strong step towards social change.
