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What are the benefits of covering Dengue disease in a health insurance policy

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What is Individual Health Insurance and why we should use

Brand Desk. Dengue disease is such a disease, the danger of which remains throughout the year, but it takes a severe form during the rainy season. The disease is spread by the bite of Aedes species mosquitoes. Millions of people are affected by this disease every year, which includes children, old people and young people. This disease is increasing continuously. In 2019, 1.57 lakh cases of dengue were registered in the country, which is significantly higher than 1.01 lakh cases in 2018. This disease is so big that the local government and municipal corporation have to run a massive campaign from time to time to make people aware.

How to deal with Dengue disease

With the arrival of the rainy season, due to water logging and dirty water, the breeding of mosquitoes starts rapidly and this is the biggest reason for the spread of dengue disease . Therefore, do not let water stagnate in and around the house and pay full attention to cleanliness. However, this disease can happen to anyone at any time, so keep a health insurance policy with you that covers the treatment of dengue disease. Reliance General Insurance gives you this facility.

What are the benefits of including Dengue disease in health insurance policy

1. Dengue disease is cured at home in most of the cases. But we have also seen many serious cases where the patient has to be hospital ised. Going to the hospital means huge medical bills. In this, the cost of beds and medicines increases continuously. The treatment continues until the patient’s blood platelets reach the proper level. If you have a health insurance policy that covers Dengue disease , you can protect yourself from such expenses.

2. Its cover includes pre-hospitalization medical expenses, hospitalization expenses and post-hospitalization medical expenses.

3. Apart from this, the cover also includes those patients, who are not in critical condition and are undergoing treatment for dengue disease at home. In this, they get the facility of doctor consultation, diagnostic tests, all kinds of medicines, home nursing etc. However, you must inquire about the policy before taking it.

4. Every person taking a health insurance policy wants that he has to pay minimum premium and maximum number of diseases are covered in his policy. Dengue health insurance policy has a very low premium. However, this disease is mostly covered under comprehensive health insurance policies and you do not need to pay a separate premium for this.

For example, if you take Hospi Care Insurance Policy from Reliance General Insurance, then this policy covers your medical and hospital expenses in Dengue disease apart from other diseases. Under this policy, the patient gets daily hospitalization cash benefit. This includes Daily Care Treatment Cash, Surgical Cash, Hospital Daily Cash. In this, if the patient remains hospitalized for more than three days due to dengue, malaria or chikungunya, then he is paid a lump sum amount of ₹ 20,000. Right now this policy is available with 30% discount. It currently has a claim settlement ratio of 98%. Its

Apart from this, you get many other benefits in this policy. You can know about its other benefits and also buy this policy by visiting the website of Reliance General Insurance.

No one wants to visit hospitals because of any disease. Because the cost of getting treatment in the hospital and the cost of medicines is so much that our earning also falls short. That’s why health experts and financial planners recommend every individual to take a health insurance policy. Dengue disease is such, in which the patient has to stay in the hospital for several days, due to which medicines and other medical expenses start increasing. That is why it becomes important that you keep a good health insurance policy with you. It will give you financial security.

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