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What is Travel Insurance? If you have planned a tour or are preparing to leave, then know why it is important

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What is Travel Insurance? If you have planned a tour or are preparing to leave, then know why it is important

In the Corona period, people have become conscious and aware about their health. In such a situation, they are understanding how hotel etc. in emergency then…

Due to the corona epidemic, common people have faced restrictions like lockdown for a long time. People were going out only when it was very necessary. The mind of the people lying in the house is tired and they feel the need to move somewhere. The tourism industry, which came to a standstill due to Corona, is now looking forward to a good day.

Restrictions like lockdown have been relaxed to a great extent in states across the country and now people are going out for a walk following the Corona guidelines. The fight against Kovid has become easier with the Corona Vaccination Campaign. However, it is still necessary to wear masks, keep cleanliness and avoid crowds. But following the Kovid protocol, you can go out on the tour.

Travel insurance is also necessary along with tour goods
If you are thinking of going on a tour, then for this one more important thing should be kept along with train, bus, flight etc. tickets, clothes-shoes etc., medical kit and other necessities. That essential thing is travel insurance. Now you will say, you have heard about life insurance, health insurance, car insurance etc., now what is this good thing, what will happen with it?

So let us tell you that during the Corona period, people have become conscious and aware about their health. In such a situation, they are understanding how important travel insurance is also. Travel insurance helps you in case of any kind of medical expenses, loss of papers or luggage, other types of difficulties during the journey.

Let us know why travel insurance is necessary and in what circumstances it can help.

1. Medical expenses during travel
When it comes to going somewhere far away, especially for foreign tours, then the budget comes in the way. To save money, people do all the planning, booking etc. in advance. But during this time, if someone gets hurt by accident or gets sick, what will you do? In such a situation, a travel insurance policy will help you. This includes hospital charges, ambulance service and doctors consultation service, depending on the policy.

2. If you have to be admitted to the hospital
In case of emergency, if the person has to be hospitalized, then they get daily allowance under travel insurance. Daily allowance is paid according to the number of days the person is admitted. It depends on the type of policy.

3. If you have to change hotel etc. in emergency then…
If suppose you are going to a place where the tour depends on the weather or if there is a possibility of some kind of storm, landslide, heavy rain etc., then in such emergency situation you have to change hotel etc. So this expense can also be covered in travel insurance. It also depends on the policy.

4. In case of accident and trip cancellation….
The era of pandemic is going on. Many times it happens that you have booked flight tickets, but the flight gets canceled at the last moment. If this happens with the train or if the trip is canceled due to any natural calamity, then in this situation also the policy helps.

In a travel insurance policy, cover is available in the event of accidental grievous injuries, physical disability and death. You must have seen an example of this even while booking train tickets, when IRCTC offers you travel insurance for less than Re 1 premium.

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