Care Supreme is a new health insurance policy launched by Care Health Insurance Company. It aims to provide better protection against unexpected medical expenses such as illness or hospitalization.
Key Features
Unlimited Recharge:
If you are hospitalized for an illness and your “Sum Insured” is fully spent, the policy offers the option of recharging during the year.
Cumulative Bonus Super:
Under this feature, the sum insured increases gradually. For example, if you go five consecutive years without a claim, the sum insured can increase five times.
No Sub-Limits:
Treatments such as AYUSH, treatments involving advanced technology (such as robotic surgery), organ donor treatment, etc. will not have any sub-limits. This means there will be no sub-limits for spending.
4. Renewal Discount:
Up to 30% discount can be availed on renewal if policyholders meet certain “wellness/fitness goals”.
5. Other coverage:
Hospitalization (Inpatient care)
Care Health Insurance
Doctor charges, tests, medications, etc., before and after hospitalization
- Day-care procedures
- AYUSH treatments
- Organ donor cover
Significance
- This policy ensures coverage even if someone has already been treated for a disease and is readmitted. (That is, for both “new” and “existing” diseases).
- This policy is ideal for the rising cost of healthcare expenses, as it offers no sub-limits on high-cost treatments such as advanced surgery.
- The model encourages health and fitness, as it offers discounts.
