What I found about TATA AIG MediCare Select
- This is a new customizable health insurance plan by TATA AIG. Some key features:
- Sum insured options from ₹5 lakh up to ₹3 crore.
- Customizable with riders/add-ons (maternity, etc.), discounts, optional features.
- Restore Infinity Plus — unlimited reinstatement of sum insured within policy years.
- A large network of hospitals (~12,000+ hospitals) for cashless treatments.
- Policy terms available for 1, 2 or 3 years; lifelong renewability.
What I found about consent, privacy & “news / marketing updates”
While there’s no explicit mention of a “news consent” mechanism specifically for MediCare Select in the publicly available docs, the privacy policy of TATA AIG covers how personal information is used and consented. Important points
The Privacy Policy states that personal data is collected (including sensitive health data) and used for various purposes, including communicating updates, offers, promotions.
It also says that if you do not provide your consent, or later withdraw consent for use of personal information, TATA AIG may discontinue or cancel the insurance policy/services for which the information or consent was necessary.
The policy distinguishes between “Personal Information” and “Sensitive Personal Data or Information” (including medical data) and specifies how it may be processed, stored, or disclosed, with safeguards.
What “news consent” might refer to, and possible implications
When someone asks about “news consent” in this context, they might mean:
- Consent to receive news / marketing communications: Whether the customer agrees to get promotional emails, SMS, newsletters about new features/plans etc.
- Consent relating to use of personal data for news / updates: Whether customer allows insurer to use the data (contact, maybe some health-related) to send updates.
- Regulatory / legal consent: Under laws like data protection (India has some), permission needs to be explicitly given for certain uses of personal/sensitive data.
Implications:
If you opt in to receive news or marketing, the insurer can send you updates/offers. If you do not consent, they may not send these, but they might still send mandatory/legal communications (policy changes, claim notifications, etc.).
Withdrawing consent might impact ability to get non-critical communications, but insurer may say that some of your policy features or services require certain data or contact info; refusing consent could affect service delivery in some cases. (According to their privacy policy.)
