Car Insurance Claim: In case of any kind of accident or theft of car, inform your insurance company as soon as possible. The company has to give this information within maximum 7 days. It is also necessary to prepare all the necessary documents before the claim.
What will happen next, no one knows. In such a situation, if ever your car gets into an accident or the car itself is stolen, then a big problem arises immediately in front of you. Now the question of insurance claim comes in front of you. You have to work hard for this. In such a situation, if you want, you can also make it easy to make your insurance claim (car insurance). For this you have to do homework and understand the important things.
You should have these documents ready before making a claim
- Must have a copy of your car registration number
- Must have a copy of your driving license
- Must have a copy of the car insurance policy
- Form 28, 29 and 30 along with signature RTO transfer paper
- Form-35 and No Objection Certificate from that bank if your car loan is active
- Verified copy of FIR in case of accidental claim
- If the claim of the car is related to theft, then the copy of the no trail report from the police
Don’t forget to read the company policy document
Experts say that the customer should carefully read the policy documents sent by the insurance company. You will get the sum insured as per the term and condition present in the policy documents.
Does the insurance company pay the repairing cost?
If you prefer to make a cashless claim, then you do not need to bear the repair cost. In such cases, the vehicle is asked to be taken in the list of network garages fixed by the insurance company. The policyholder has to pay only for the deductibles. The rest is covered by the insurance company. On the other hand, if a customer goes ahead with the reimbursement claim claim, he/she will have to pay for all the damages out of his own pocket. In such a case, he has to submit the original bills, receipts, medical reports, photographs etc. to the insurance company. The insurance company will reimburse all repair amounts after deducting all deductions. Here the policyholder can get his car repaired at his preferred garage
