We use all the necessary things in daily life, but we are not aware of all the free facilities available on them. Let us tell you about those things on which you get the facility of free insurance.
We all use many things in our everyday life, invest in many schemes, but most of us do not know what facilities are available on these. Here we are going to tell you about those things and schemes which give you the facility of insurance for free, but most of us are not aware of it. Let us tell you-
Cooking gas cylinder
LPG cylinder is such a thing, which is used by a large section of the country, but people are not aware that free insurance is also available on this cylinder. Yes, personal accident cover is available on taking LPG connection, as well as insurance cover is also available on buying gas cylinders. The damage caused by the LPG cylinder is counted in this cover.
Debit Card
In today’s time, most people use ATM cards. But people do not know that insurance is also available on ATMs. Whether the ATM card is of a private bank or a government one, complimentary insurance cover is also available with each card. This accidental cover can be from 25 thousand to 20 lakh rupees.
EPFO
If you are employed, then every month you must be contributing a little from your salary to EPFO. But do you know that EPFO provides insurance cover up to 7 lakh under Employees Deposit Linked Insurance Scheme 1976 (EDLI). However, the insurance amount received under EDLI depends on the salary of the last 12 months.
Jan Dhan Account
Under Pradhan Mantri Jan Dhan Yojana (PMJDY), a Jan Dhan account holder is given a RuPay debit card and a savings bank account. In this case, Jan Dhan account holder is given insurance up to Rs. 2 lakh and additional Rs. 30,000 (in case of accidental death) on Rupay Debit Card. The Jan Dhan account holder does not need to pay any premium for such insurance.
