Health Insurance Top-up and Super Top-up plans can be taken by a salaried person on his group health insurance. Its biggest advantage is that it is much cheaper than normal health insurance.
New Delhi, Business Desk. In today’s time, the cost of medical treatment is increasing rapidly and hospitalization in a private hospital for any disease can cost you the whole life, so you must take health insurance to protect yourself and your family. needed.
In today’s time, many types of schemes are being taken out by health insurance companies and every person can take health insurance according to his need. On the other hand, in the case of employees of the corporate sector, group health insurance is given by the employer to each employee and their family, but it ends with leaving the job. In such a situation, people should also take another cover along with group health insurance, so that they do not face any problem in future.
With Group Health Insurance, it is economical for any salaried person to take top-up and super top up plans, which we are going to tell about.
Top-up and Super top-up plans
Top-up and Super top up plans can be taken with corporate health insurance. As its name suggests, it tops up on health insurance. For example, if a working person has corporate health insurance of Rs 2 lakh and takes a top-up plan of Rs 5 lakh with deductible of Rs 2 lakh. This means that if the insured’s bill for hospitalization is more than 2 lakhs, then he will be paid the claim by the insurance company.
Difference between top-up and super top-up plans
The biggest difference between both the health insurance is that every time you claim in a year in top-up, you will have to pay Rs 2 lakh from your medical bill, whereas in super top-up you will have to do this only in the first claim and the rest of the claim. The full payment will be made to you by the insurance company.
Benefits of top-up and super top-up plans
The biggest advantage of top-up or super top-up plans is that they are more affordable than other health insurance plans and offer all the basic features like normal health insurance
