How to Claim Insurance for Car: People burst firecrackers during the festival of Diwali and many times the car gets damaged due to these firecrackers. And if the car gets damaged due to firecrackers, will we get money from the insurance company, let us know in detail. are born
The number of vehicles is increasing in every city of India, so much so that one has to wait for several hours for parking. Many times it happens that parking is not available, so we park the car on the side of the road and go to do our work.
Now when the festival of Diwali is being celebrated in India and you know that children burst rockets and firecrackers on Diwali, in such a situation, if there is any damage to your car due to firecrackers, then how will the insurance company compensate for it? Will you do? Today in this article we will give you complete information.
Many ways of insurance
There are three types of insurance. Third Party Insurance, Comprehensive Insurance and Stand Alone Insurance. The first insurance is used at the time of an accident. Whereas the second and third are used for damage caused to the car due to fire or any explosive. Therefore, the insurance company applies the second and third insurance for you.
Follow these steps for claim
If any untoward incident happens to your car, immediately inform it to your insurance agent. Also do not forget to file an FIR, because all insurance companies first ask for a photocopy of the FIR. After this, if your claim is found correct, the insurance company will approve the claim, after which hand over your entire documents to the agent. Your claim will be received after a few days.
When is the claim rejected
Now the second question arises that when do insurance companies reject the claim. See, the insurance company does not cover the damage caused by battery fault, fire caused by gas kit, or damage caused by internal wiring problems of the vehicle. Therefore, try to keep checking the maintenance of your vehicle from time to time, so that all these problems can be avoided.
