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LIC’s Dhaakad policy launched, get returns up to Rs 8.5 lakh on investment of Rs 150, know details

LIC is a well-known insurance company of the country. At the same time, crores of people of the country trust LIC. In a way, LIC is another name of trust for the people of the country.

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There is no rate for people to invest in LIC. That is, in a way, the money invested in it is not only completely safe, but the policies of LIC help in making a big fund.

LIC’s Jeevan Tarun policy

Similar is LIC’s Jeevan Tarun policy, which is a complete Non Linked Limited Premium Payment plan. This plan has been made keeping in mind the education and other needs of the children.

In this, children will get the benefit of both savings and insurance cover. It is designed in such a way that you can take advantage of the expenses of children’s education and marriage etc.

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What is the age to invest? Before invest you must know

Talking about LIC’s Jeevan Tarun policy, it is considered important for the child to be between 90 days i.e. 3 months to 12 years for investing. If you have a child of this age group in your house, then you can take advantage after making investment planning for him.

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The policy has four options:

It is believed to be a flexible plan, in which one can avail survival benefits during the policy term at the proposal stage. If the policyholder is going to choose the first option, then he does not get any survival benefit and 100% sum assured is there.

On the other hand, if we look at 5 years in the second option, then every year 5 percent sum assured and 75 percent sum assured on maturity starts.

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In the third option, 10% Sum Assured every year for 5 years and 50% Sum Assured on maturity is going to start. Similarly, on choosing the fourth option, the policyholder is being given 15% Sum Assured every year for 5 years and 25% Sum Assured on Maturity.

Maturity Time:

Talking about the time of maturity in LIC’s Jeevan Tarun policy, it matures when the child turns 25 years old. For example, if the age of the child is 10 years at the time of taking the policy, then the policy will mature after 15 years.

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Policy as per the requirement

Now if you invest in this policy as per the requirement, then you have to pay premium only till the child turns 20. After this, when the child turns 25, then the maturity amount will be available.

Get Rs 8.5 lakh by investing 150 daily:

If your child is 12 years of age at the time of starting policy premium payment, the policy term will be 13 years with a minimum sum assured of Rs 5 lakh. If you save Rs 150 a day to invest, then the premium amount will be around Rs 55000 in a year. At the same time, the total investment in 8 years will be 4,40,665.

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After this, you will be given a bonus of Rs 2,47,000 on this amount. In addition, the sum assured will be Rs 5 lakh and loyalty benefit of Rs 97,500 will be given. Accordingly, you will get a total of Rs 8,44,500.

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